Legal notice
Legal information and privacy policy for www.proximitepatrimoine.com. This English translation is provided for information only; the French version alone is legally binding.
1Website publisher
| Company name | PROXIMITÉ PATRIMOINE, single-member limited liability company (SARLU) |
|---|---|
| Share capital | €1,000 |
| Registered office | 471 Chemin des Carpenèdes, Les Tilleuls, Villa 21, 06580 Pégomas, France |
| Public reception | Office open since September 2026: 56 place du Logis, 06580 Pégomas (by appointment) |
| Registration | SIREN 934 000 142, head office SIRET 934 000 142 00018, Grasse Trade and Companies Register (registered on 15 October 2024), APE code 70.22Z |
| EU VAT number | FR44 934 000 142 |
| Manager | Mr Julien Parazines |
| Telephone | 06 68 59 60 56 |
| contact@proximitepatrimoine.com |
2Publication director
Mr Julien Parazines, in his capacity as manager of PROXIMITÉ PATRIMOINE.
3Host
| Company name | HOSTINGER INTERNATIONAL LIMITED |
|---|---|
| Address | 61 Lordou Vironos str., 6023 Larnaca, Cyprus |
| Contact | www.hostinger.fr (the host does not publish a telephone number; support can be reached online from the customer area and at compliance@hostinger.com) |
4Regulated status and registrations
PROXIMITÉ PATRIMOINE is registered with the French single register of insurance, banking and finance intermediaries (ORIAS) under number 25 000 701. This registration can be checked at any time on www.orias.fr.
In this capacity it carries out the following regulated activities:
- Financial investment adviser (CIF), within the meaning of articles L.541-1 et seq. of the French Monetary and Financial Code, registered with CNCEF Patrimoine, a professional association approved by the French financial markets authority (AMF), under member number 24/859301;
- Insurance or reinsurance broker (COA) and insurance intermediary agent (MIA), within the meaning of article L.511-1 of the French Insurance Code, member of CNCEF Assurance.
Supervisory authorities
- Autorité des marchés financiers (AMF) (17 place de la Bourse, 75082 Paris cedex 02) www.amf-france.org for the financial investment advice activity.
- Autorité de contrôle prudentiel et de résolution (ACPR) (4 place de Budapest, CS 92459, 75436 Paris cedex 09) acpr.banque-france.fr for the insurance distribution activity.
5Professional liability insurance and financial guarantee
In accordance with articles L.541-3 and D.541-9 of the French Monetary and Financial Code and articles L.512-6 et seq. of the French Insurance Code, PROXIMITÉ PATRIMOINE holds professional liability insurance and a financial guarantee taken out with MMA IARD Assurances Mutuelles / MMA IARD , 160 rue Henri Champion, 72030 Le Mans cedex 9.
| Policy | No. 112788909, member no. 033236 |
|---|---|
| Professional liability | €2,500,000 per claim, per activity and per insurance year |
| Financial guarantee | €115,000 per insurance year for insurance intermediation |
PROXIMITÉ PATRIMOINE does not receive, hold or handle any funds, securities or assets belonging to its clients.
6Nature of advice and remuneration policy
PROXIMITÉ PATRIMOINE provides financial investment advice on a non-independent basis within the meaning of article 325-5 of the General Regulation of the Autorité des marchés financiers. As such, it is authorised to receive and retain remuneration paid by the providers of the solutions it recommends.
Its analysis nevertheless covers a broad range of financial instruments available on the market, sufficiently diversified in terms of type, issuer and provider. PROXIMITÉ PATRIMOINE has no capital link with any asset management company, insurer or structured product provider, and is under no sales obligation towards any of its partners.
Its remuneration may take the following forms, alone or combined: entry fees deducted from contributions and agreed before each subscription; retrocessions on assets paid annually by the provider; distribution commissions included in the subscription price of structured products; and, where applicable, fees invoiced directly to the client on the basis of a prior quote accepted in writing.
A detailed breakdown, in euros and as a percentage, of all costs and charges borne by the client is provided in the initial relationship document, in the engagement letter and in the suitability statement given before any subscription, then each year in the cost and charges information document.
7Prevention and management of conflicts of interest
PROXIMITÉ PATRIMOINE has drawn up and keeps up to date a map of situations likely to give rise to a conflict of interest. Where a conflict of interest cannot be avoided or managed through organisational measures, the client is informed in writing, in sufficient detail to make an informed decision, before any action is taken. This map is available on request.
8Complaints and mediation
Any complaint may be sent by post to PROXIMITÉ PATRIMOINE, 471 Chemin des Carpenèdes, Les Tilleuls, Villa 21, 06580 Pégomas, France, or by email to contact@proximitepatrimoine.com. Receipt is acknowledged within ten working days and a reply is given within a maximum of two months.
Consumer mediator
In accordance with articles L.616-1 and R.616-1 of the French Consumer Code, PROXIMITÉ PATRIMOINE has appointed a consumer mediator through the framework agreement concluded on 2 December 2025 between the CNCEF and the Centre de Médiation et d'Arbitrage de Paris. This mediator handles disputes relating to insurance and intermediation activities.
| Mediator | CMAP, Centre de Médiation et d'Arbitrage de Paris, a non-profit association under the law of 1901 |
|---|---|
| Postal address | 39 avenue Franklin D. Roosevelt, 75008 Paris, France |
| Online referral | www.cmap.fr/la-mediation-de-la-consommation |
| consommation@cmap.fr |
AMF mediator
For disputes relating to the financial investment advice activity, the client may refer the matter to the AMF mediator (17 place de la Bourse, 75082 Paris cedex 02) www.amf-france.org/fr/le-mediateur-de-lamf.
Conditions for referral
Referral to the mediator is free of charge for the client. It requires that a written complaint has first been sent to PROXIMITÉ PATRIMOINE and has not received a satisfactory reply, or no reply within the time limits stated above. The request must be made within one year of that written complaint, and no legal proceedings may be under way on the same dispute. The client remains free to accept or refuse mediation, and the solution proposed at its conclusion.
9Personal data protection
PROXIMITÉ PATRIMOINE, as data controller, processes personal data collected on this website in accordance with Regulation (EU) 2016/679 (GDPR) and the amended French law no. 78-17 of 6 January 1978.
Data collected and purposes
| Contact form | Title, surname, first name, email address, telephone number and message content, in order to respond to the request and, where applicable, arrange a first meeting. |
|---|---|
| Audience measurement | Browsing data (pages viewed, duration, source of visit, device type), in order to produce visitor statistics and improve the website. |
Legal bases
- Processing of contact form data is based on thelegitimate interest of PROXIMITÉ PATRIMOINE in responding to requests addressed to it, and on pre-contractual measures taken at the request of the data subject.
- Non-exempt audience measurement and any commercial communication are based on the consent of the data subject, which may be withdrawn at any time.
- Processing relating to the start of a business relationship is also based on compliance withlegal obligations, in particular regarding the fight against money laundering and terrorist financing (articles L.561-1 et seq. of the French Monetary and Financial Code).
Recipients
The data is intended only for authorised persons within PROXIMITÉ PATRIMOINE. It may be shared with its technical processors (host, client relationship management software provider, audience measurement tool), acting on instructions and bound by confidentiality, and, in the context of a business relationship, with the insurance companies and financial institutions concerned. No data is sold or rented to third parties for commercial purposes.
Retention periods
- Prospect with no follow-up : three years from the last contact.
- Client : for the entire duration of the business relationship, then five years from its end, in accordance with the retention obligations applicable to financial intermediaries.
- Trackers and audience measurement : thirteen months at most; data derived from them is kept for no more than twenty-five months.
Your rights
Everyone has the right to access, rectify, erase, restrict, object to and port their data, as well as the right to give instructions on what happens to it after their death. These rights may be exercised by email to contact@proximitepatrimoine.com or by post to the registered office address, together with proof of identity. A reply is given within one month.
In the event of a persistent disagreement, a complaint may be lodged with the Commission nationale de l'informatique et des libertés (CNIL) (3 place de Fontenoy, TSA 80715, 75334 Paris cedex 07) www.cnil.fr.
Data is hosted and processed within the European Union. No transfer outside the European Union takes place without appropriate contractual safeguards.
10Cookies and trackers
The website uses cookies that are strictly necessary for its operation, which do not require consent, as well as audience measurement cookies.
Audience measurement cookies are only set after the user has given consent through the banner displayed on the first visit. Consent may be withdrawn at any time, as easily as it was given, using the preferences link available in the footer.
Refusing audience measurement cookies has no effect on access to the website or its features. Browser settings can also be used to refuse or delete cookies already set.
11Intellectual property
All elements of the website, including its structure, texts, images, graphics, logo, visual identity and downloadable documents, are the exclusive property of PROXIMITÉ PATRIMOINE or are used under licence. Any reproduction, representation, adaptation or use, in whole or in part, by any means and on any medium, is prohibited without prior written authorisation. Any unauthorised use may constitute infringement within the meaning of articles L.335-2 et seq. of the French Intellectual Property Code.
12Nature of the information published
The information published on this website is purely informative and promotional. It constitutes neither an offer, nor a solicitation, nor investment advice, nor a personalised recommendation within the meaning of article L.541-8-1 of the French Monetary and Financial Code, nor legal or tax advice.
Any personalised recommendation first requires the provision of an initial relationship document, the gathering of information on the client's situation, knowledge, experience, objectives, risk tolerance, capacity to bear losses and sustainability preferences, the signing of an engagement letter, then the provision of a written suitability statement.
All investment carries a risk of capital loss. Past performance is no guide to future performance. Tax treatment depends on each individual's situation and may change.
13Liability and hyperlinks
PROXIMITÉ PATRIMOINE endeavours to ensure that the information published is accurate and up to date, but cannot guarantee that it is complete or free from error. It cannot be held liable for any damage resulting from use of the website, a service interruption or the presence of a virus.
The website may contain links to third-party websites. PROXIMITÉ PATRIMOINE has no control over their content and accepts no liability for them.
14Governing law
This legal notice is governed by French law. Any dispute relating to its interpretation or performance falls, failing amicable resolution or mediation, within the jurisdiction of the French courts.
Last updated: 10 August 2026 · PROXIMITÉ PATRIMOINE, SARLU with share capital of €1,000 · Grasse Trade and Companies Register 934 000 142 · ORIAS 25 000 701