The same adviser,
from the first meeting to the last.
Thirteen years in wealth management have taught me one simple thing: the value of advice depends less on how sophisticated the structure is than on how well you know the client.
That is why I handle your files myself. No hand-over from one colleague to another, no changing contact, no standardised procedure.
Four principles that are not negotiable.
Independence is proven, not declared
Open architecture, more than ten partners, no sales targets. You have the right to ask me why I recommend one contract over another, and I have the duty to justify it in writing.
Advice comes before the product
No recommendation before the study. A full wealth review, written, costed and referenced, and only then the solution. The reverse order is called selling.
Saying no is part of the job
I sometimes advise a client against an investment they want to make, or tell them I am not the right person. That is what gives weight to the times I say yes.
Transparency on my remuneration
Entry fees, management fees, retrocessions: stated in euros in the document given to you before anything is signed. You know what I earn and on what.
From the first contact
to the annual review.
First contact
Thirty minutes by phone or video call. You describe your situation and I tell you frankly whether my support makes sense for you.
Information gathering and study
A full inventory of your assets, income, objectives and constraints. Then a written study with the calculations, assumptions and sources.
Implementation and follow-up
Subscriptions, adjustments, coordination with your notary and chartered accountant. At least one annual review, and a revision at every life event.
A profession practised on the ground.
Wealth management is rarely done remotely. It requires knowing the area, its prices, its notaries and its businesses, and making accessible a subject long kept among specialists.
I run free workshops at Pégomas town hall: reading a contract statement, understanding real fees, telling a yield from a performance. Understanding what you sign should be the rule, not a privilege for those who already know the codes.
I am involved in the Pégomas Twirling Club. Local associations hold a town together, and giving time to a club is part of what I owe the place where I live and work.
My children were born in Pégomas. Knowing the area, its prices per square metre, its notaries, the businesses of the Siagne valley, changes the quality of advice: you do not recommend the same thing from a call centre in Paris.
My remuneration is written in the engagement letter before any study. You know what I receive, from whom, and why I recommend one solution rather than another.
Advice that is supervised and documented.
Registered status, compulsory annual training, written advice, suitability report: the framework is not an administrative burden, it is your protection.
Registration no. 25 000 701
Financial investment adviser
Insurance broker
French national chamber of financial experts (CNCEF)
Signed before any study: scope, duration, remuneration, mutual obligations.
Provided before each subscription: why this solution matches your profile.
An annual written review of performance, real fees and continued suitability.
Thirty minutes is enough
to know whether we should work together.
No fee, no commitment, nothing to sign that day. At your home, at the Pégomas office or by video call.
Monday to Saturday, 9 am to 7 pm · Reply within 24 working hours